See the pace behind the total
A monthly total does not tell you whether this week’s spending fits the days left until payday. Spending Rate combines a spending calendar with category charts and a projection based on your recorded pace.
Start with accurate inputs
Record each purchase on the day it happened and give it a category. Set today’s balance and your next payday when using the projection. Include the credit-card bill information the app asks for, then review the result against the real balances you know.
Use the chart to ask a better question
The 30-day category breakdown shows where recorded spending went. Look for a day or category you want to understand, then review those entries on the calendar. A projection extends the current pattern; a large one-off purchase or a missing entry can change how useful it is.
Get started with Spending Rate
- Log spending by date and category.
- Enter your balance and payday for the projection.
- Review the calendar and charts, then update missing or changed information.
Platforms and support
- iOS/iPadOS · Minimum OS version 18.0 · View the current store listing · Privacy policy
Projections depend on your entries and the app’s calculation. They do not connect this guide to your bank or guarantee a future balance.
Questions about Spending Rate? Email VibeCoder support.