Last Updated: April 2026
SpendingRate helps you log daily spending and project your balance until payday. This privacy policy explains how we handle your data. The short answer: we don't collect your personal data. Everything stays on your device or in your personal iCloud account.
SpendingRate stores the following information locally on your device:
All of this data is stored on your device using SwiftData or synchronized through your personal iCloud account using CloudKit. We do not have access to any of this information.
SpendingRate uses Apple's CloudKit to synchronize your spending entries and categories across your devices. This synchronization is handled entirely through Apple's iCloud service using your Apple ID. We do not access, process, or store your data on our servers.
Categories are entirely user-defined. You create, rename, and delete them in Settings, and the list never leaves your device or your private iCloud database.
We do not collect, track, or transmit any personal data. We do not use analytics services, crash reporting tools, or any other data collection mechanisms. Your privacy is our priority.
SpendingRate does not display any advertisements and does not share data with any advertising networks.
We do not knowingly collect information from children under 13.
If you have any questions about this privacy policy or how SpendingRate handles your data, please contact us at:
Email: vibecoder.company@gmail.com
We may update this privacy policy from time to time. Any changes will be posted on this page with an updated date. Your continued use of SpendingRate after any changes constitutes acceptance of the updated policy.